Answer
Nov 15, 2024 - 09:23 AM
Collection agencies typically obtain your information from the original creditor to whom you owe the debt. When a debt is unpaid, creditors may sell the debt to a collection agency or hire them to collect on their behalf, providing them with relevant personal information such as your name, contact details, and the amount owed. Additionally, collection agencies may use public records or credit reports to verify and update your contact information.
